Something flickered behind his eyes, but he went ahead and pulled it out.

"Right here. See?"

I snatched it from his hands and flipped it open, my fingers clumsy with urgency.

A bright red mortgage registration stamp stared back at me. It hadn't been there before.

"What is this?"

I jabbed my finger at the stamp.

Joel turned his face away and said nothing.

"Talk!"

"You have three seconds before I call the police."

I grabbed my phone and dialed 911.

Joel ripped it out of my hand and threw it onto the bed.

"I took out a mortgage on this apartment. The one we're living in right now."

I stared at him, unable to process what I'd just heard.

"This property is jointly owned. Or did you forget I put in five hundred thousand dollars?"

"How much did you borrow? Where's the money?"

Joel saw how worked up I was and moved to clamp his hand over my mouth.

"Keep your voice down. Maya will hear you."

I laughed. The kind of laugh that comes right before something breaks. "You gave it to her?"

Joel's expression locked up for a second. When he realized I'd already figured it out, he stopped pretending.

"Eight hundred thousand. Transferred every cent to Maya's account."